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My husband and I went to buy a house this year (for the first time). We started making changes in our credit history late last year but to no avail. Current score was 616 (me) and 605 (him). We tried getting it higher on our own way but it didn't work out. No negative other than 3 missed school loan payments from me (2017), I did not know they went into repayment. We have about 9k (51% usage) in credit card debt. We have a car loan (18k total). I have 50k in student loans. I implore you to get in touch with PINNACLECREDITSPECIALIST@GMAIL.COM OR +1 (872) 265 2951. He promised to fix my report within 6 days. He got my score up to 804 (me) 811 (him) and also all the negative items and credit card debt has been gone. Now we’re eligible to buy a house. His fee is very affordable and he always keeps to his word and time frame.
Email "XAPCREDITSOLUTION at GMAIL dot COM" and get your credit fixed. I have 2 paid off condos. I had health issues and got back on my bills. I need to pay off all my debts and want to use the equity in my property. Worked very hard for 18 months to make sure my score got to the high 700s, I was disappointed the last time I checked and saw that there was no improvement. One beautiful evening after I got off work I was surfing the internet trying to figure out away to bring up my score then I came across different articles/testimonials sorts of but I read one that caught my attention ravishingly speaking and recommending a particular specialist named XAP and I’ve read about him on different reputable credit sites, I copied his email and contacted him thereafter which he replied and told me he’s fully back in service. To cut the story short, he started the repair and got my score to exactly 789 and deleted negative items replacing them with awesome tradelines.
I’m a huge fan of PINNACLE CREDIT SPECIALIST from reading so many good reviews here. We were in the middle of buying our first house in 2021, so I didn’t want a hard pull. But I knew we could really benefit from PINNACLE CREDIT SPECIALIST. So I asked my husband to contact them by email: PINNACLECREDITSPECIALIST@GMAIL.COM / PHONE +1 ( 872) 265 2951. And surprise they carried out an actual credit fix, all negative items and inquiries deleted! They increased my credit score to 802 and improved my credit profile. I’m quite sure you will be happy you did fix your credit now. As a subprime, I love supporting PINNACLE CREDIT SPECIALIST because they make life easier.
Long story short, I've been doing some rebuilding. Last summer's score was TU 505, EX 521, EQ 560. Baddies are 30 days late on my Matco account from 11/19, I had 4 inquiries within the last 12 months, 3 credit cards in the last 12 months, chapter 7 in 2017. I was looking to get a Bilt card for a while but was hesitant since Wells Fargo always denies. I pulled the trigger to contact PINNACLE CREDIT SPECIALIST last two weeks and explained my problems to them, which they offered to give me a solution to my bad credit score and my bad credit report. I subscribed to their service. The miracle here is that within 6 days they gave me an excellent score of TU 806, EX 811, EQ 814 and deleted the inquiries and late payment on my credit report. Last night I reapplied and was instantly approved for $15,000. Back to the garden for the rest of the year. Next target is Cap One X Venture. BIG THANKS to PINNACLE CREDIT SPECIALIST for their service and MyFico community. Hit them on email: PINNACLECREDITSPECIALIST@GMAIL.COM / Text + (872) 265 2951.
EX score was 580. TU 579, EQ 582. Overall utility is 8% one month ago I applied for an Apple Card, I got rejected immediately due to poor credit score and negative items on my credit report. Two weeks ago a member who had credit related issues posted about PINNACLE CREDIT SPECIALIST. I keyed into them and gave them a hit by email: PINNACLECREDITSPECIALIST@GMAIL.COM I got a quick response from them immediately, which assured me to fix my credit within the duration of 6 days. After 3 days I got an email to confirm my NEW CREDIT which I did immediately. My score has been raised to EX 805, TU 813, EQ 811 and all negative items have been deleted permanently. I have to reapply for the Apple Card, it was a SP, immediately approved for $10,500. Also signed up for the Apple savings account to have my daily Cash deposited into it. Last weekend, I got an email about the GM card Marcus applied for, and got the need to review my application message, Monday morning I got a call to confirm I was the one to apply, confirmed yes, approved for $10,000. HUGE THANKS to PINNACLE CREDIT SPECIALIST. You can CALL on +1 (872) 265 2951.
My situation isn’t the best nor the worst either. Being a long time lurker and finally having gotten to a place I am able to come to terms with my credit situation and begin to do the work. Going through a divorce and then the pandemic was rough. The transmission in my car went out. I went without a car for as long as possible, before financing a car. My goal is to qualify for a mortgage. But my credit was EQ: 516, TU: 613, EX: 539. I had 2 inquiries on EQ, TU:5. There is an inquiry on my TU that I don’t recognize from synchrony. Fyzical Lakewood Ranch Medical Debt $85, Banfield Pet Hospital $1,326 purchased by I.C. system. I was unsure of what my next steps should be, until I read some excellent reviews about PINNACLE CREDIT SPECIALIST on this forum. I hooked up to them immediately by email and explained my situation to them. They accepted my offer by giving me an excellent credit score of EQ: 815, TU: 811, EX: 804. Within 6 days. They also gave me a clean credit report by removing all inquiries and medical debts. I sincerely love their service. PINNACLE CREDIT SPECIALIST are the greatest when it comes to credit repair. You can get them by email: PINNACLECREDITSPECIALIST@GMAIL.COM / +1 (872) 265 2951. THANKS.
Hello, MYFICO members. I love this forum, and have been reading/ learning for a couple of years. I was looking to purchase a home at the end of last year, by that time my debt only was $2,500 car note. My MMS was 690. My current lease is up for renewal in DEC. 2022. It is a 2 years lease. I had an Auto loan, which brought down my credit score to EQ 591| TU 522| EX 594. (AUTO SCORES: EQ 624| TU 642| EX 622) AAoA: 7yrs 8 months. 3 charge-offs with a balance: $20,441, $20K and $603 that update monthly. 3 old paid charge-offs $0. I’ve been struggling trying to build my credit over last year. Sincerely from my heart I’m saying THANK YOU to PINNACLE CREDIT SPECIALIST for the service I got from them which I never imagined would be possible. A member from this forum posted a positive review about them, that’s one of the reasons I said I love this forum. I needed a credit repair service which I gave them a trial. I’m telling you today I didn’t regret taking that step, PINNACLE CREDIT SPECIALIST has turned my credit around by giving me an EXCELLENT SCORE of EQ 803| TU 809 | EX 815. They also gave a clean credit report. I’m heading now to purchase a home. When I get approved I’ll update you guys again. BIG THANKS to PINNACLE, I LOVE YOU ALL. You can get them by email: PINNACLECREDITSPECIALIST@GMAIL.COM / +1 (323) 406 1225.
My score has not been decent EQ 581, TU 569 EX 601. I had a card list that was from a family member and I was the AU—it had a $5700,00 limit and was a 6 years old card. Last month, I got alerts from FICO that the card has been closed by CITI, the issuer for lack of activity-----my scores PLUNGED…...EQ went -24 TU went -17 and EX -15. I do have a car loan about 2.5 years into a 5 years’ term. I had a previous late payment on my first student loan servicer. I applied for a credit card earlier last but was not approved due to my indecent credit report. I asked a question: what should I do to get a decent credit score? And about 5 members from this site advised me to contact PINNACLE CREDIT SPECIALIST for quick credit repair, which I did according to their advice. To my greatest surprise PINNACLE CREDIT SPECIALIST are really the best when it comes to credit repair. Within 6 days they fixed my credit report and gave me an Excellent credit score of EQ 809, TU 811 EX 804. I’ve been approved of the AMEX BCP $14,700 limit. This might be my most exciting approval to date. I applied for a Blue Cash Preferred Card through Amex. Got an instant approval without a hard pull with a CL of $14,700. By far my highest limit approval and CL in general to date. Very excited. BIG THANKS to PINNACLE CREDIT SPECIALIST for helping me out. Hit them up on: PINNACLECREDITSPECIALIST@GMAIL.COM or CALL +1 (323) 406 1225.
Hello everyone, I'm Franceis Garnier from Brampton, Canada. I felt sick to my stomach when I lost all my investment to a company I thought was genuine. I had put all my investments into cryptocurrency and was hoping to make huge profits from my investments but the investment platform was fake and their site was a phishing site that logged me out of my account. I thought it was all gone forever not until I saw an article online about a cryptocurrency recovery company called SpyWall Cyber, while I was in doubt of their service, I went online to do my research since I didn’t want to fall victim to scan again, and I discovered that SpyWall has recovered cryptocurrency lost for many other victims of the scam, I contacted the team and in a short time, SpyWall was able to recover everything that I had lost. They are truly amazing and provide top-notch professional services, I’m very impressed and grateful for their swift action to help me get back my money. I highly recommend them to everyone out there. You can reach their recovery team directly via E-mail SpyWall(@)Techie.com
Hi all, I sold my house (FHA loan, purchased in 2016) to purchase a new one early this year. While my credit score was not decent (600-610 across the board, mortgage scores also 600 across the board), I have a crappy missed payment history on my previous mortgage (not gonna get into the details lol). Tons of missed/late payments, and my mortgage is currently under a loan modification (can’t seem to get the comment removed from my reports smh). I have missed payment over a year, and by the time I apply it will be at least 18 months of late payments. I also had 5 straight 30-days lates on my old car note during Covid (over 2 years ago). I have had some really old charges off CC account for 3 months now. All this became a hindrance to me because I was unable to get approved when I applied for a new home earlier this year. BIG THANKS to PINNACLE CREDIT SPECIALIST who gave me a decent credit score (800-811 across board) and also gave me a clean credit report, all late payments and charge off has been removed permanently within 6 days. I don’t write reviews, but my joy of writing this is that I’ve been approved of my DREAM HOME. PINNACLE CREDIT SPECIALIST is awesome, they’re the best I’ve ever come across with. Contact them ON EMAIL: PINNACLECREDITSPECIALIST@GMAIL.COM / You can also get them on +1 (323) 406 1225.